• Credit Cards | Soft and Hard Inquiries

    I already know you’re going to go to the mall and when you make your transactions, you’ll be asked whether you want to apply for a store credit card. Store credit cards are essentially useless. Stick with the major cards like MasterCard, American Express and Discover which allow you to […]

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  • What is Financial Freedom?

    Most individuals are instructed to get an education and then a job.  Then, after landing a solid job, the recommendation is to save a percentage of each paycheck for the next 40+ years until retirement.  This linear path from school until death, means spending the majority of each day at […]

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  • The Poverty Mindset

    Debt is a form of the grave. Metaphors often refer to debt as being in a hole. Fellow Copts, let’s apply our anthem to this condition and proclaim that no grave will hold us down. As we draw closer to this season of consumption, please make sure your house is […]

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  • Fixing your relationship with money

    Sometimes families or marriages need and seek counseling. Have you considered that you might need FINANCIAL counseling?  Do you need to fix your relationship with money? Your financial relationship is so hard-wired that, whether you experience a major setback or a huge windfall, ultimately you will find yourself back where […]

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  • Financial Irresponsibility

    There is an integrity and character demonstrated in how you deal with your debts. Some people freely incur debts with no thought on how they’ll be paid. Your money habits (aka credit worthiness) are an indicator of how you deal with debt. Strive to do what’s right in everything you […]

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  • Three Financial Tips for Children

    Set your children off on the right financial path by teaching them these three important ideas. Start young — it’s important to broach the subject of money with kids at a young age. There’s no way to expect a child at any age to understand money unless you talk about […]

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  • Self-Directed IRA

    A Self-Directed IRA is technically not any different than other IRAs (or 401ks). Self-directed IRAs have been around for years, but they’ve been gaining popularity recently among do-it-yourself investors looking to expand beyond stocks, bonds and mutual funds.  A self-directed IRA is not for the passive investor. You must be […]

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  • Debt As A Devil

    As Copts, we don’t subscribe to or have a doctrine surrounding a devil. However, if there be such a creature or idea, consider debt as your devil and don’t allow the devil to linger around you. Develop your financial plan and start your journey toward being devil-free. One approach worth […]

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  • Stock Market Tips for Beginners

    • Diversify. Invest in stocks from a variety of industries so that when one industry is having trouble, another one will be healthy. • Watch valuations. If you overpay, even the best stock is no winner. • Tune out the noise. Avoid checking prices and news on your stock every […]

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  • “Empire” and Stocks

    Many of you have enjoyed watching Cookie’s antics every week on the show Empire. While you were watching, the term IPO was mentioned at least once every episode. An IPO or initial public offering is the first sale of stock by a company to the public giving those who purchase […]

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Money Kingdom Financial Freedom